Thanks to the Singapore–US Free Trade Agreement (FTA), American buyers enjoy the same stamp duty treatment as locals — no Additional Buyer’s Stamp Duty.
If you’re a US citizen, here’s some good news — under the Singapore–US Free Trade Agreement (FTA), you’re exempt from Additional Buyer’s Stamp Duty (ABSD) when buying your first residential property in Singapore. That means you pay no extra tax compared to local buyers.
Many American buyers assume Singapore property comes with hefty taxes — but the ABSD exemption saves thousands upfront, making it much more affordable than you might expect. This gives US buyers a unique advantage compared to other foreign buyers.
Singapore is one of the most attractive property markets in Asia, with limited supply and strong demand, especially in prime districts. High rental yields and stable growth make it appealing for both investment and long-term ownership.
Navigating a foreign property market can feel overwhelming — that’s why having trusted guidance is crucial. We help US buyers identify the right properties aligned with your goals, whether investment, rental income or a personal residence.
US citizens can access financing from local Singapore banks, typically with loan-to-value ratios between 55% and 75%, depending on your circumstances. Interest rates are competitive and usually linked to SORA (Singapore Overnight Rate Average).
We also advise on the Total Debt Servicing Ratio (TDSR) and help you navigate all regulatory requirements. Whether you need mortgage pre-approval or want a full financing plan, our team simplifies the process.
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Yes, but approval is required. Under the Residential Property Act, foreigners—including U.S. citizens—must obtain approval from the Singapore Land Authority (SLA) to purchase landed residential properties such as bungalows, terrace houses, and semi-detached houses.
No, U.S. citizens can purchase private residential properties without holding permanent residency status. However, for landed properties, approval from the SLA is necessary.
Yes, but with an advantage. U.S. citizens are exempt from Additional Buyer's Stamp Duty (ABSD) on their first residential property purchase under the U.S.–Singapore Free Trade Agreement (USSFTA). Standard Buyer's Stamp Duty (BSD) applies. For subsequent purchases, ABSD is applicable at the Singapore Citizen rate.
Yes, most private residential properties can be rented out. However, some developments may have a minimum lease period of six months. It's advisable to check the specific development's regulations.
